*,:before,:after{box-sizing:border-box;margin:0;padding:0}body{color:#01214a;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background:#fff;min-height:100vh;font-family:Figtree,sans-serif}.top-bar{background:#01214a;justify-content:space-between;align-items:center;padding:14px 24px;display:flex}.top-bar-left{align-items:center;gap:12px;display:flex}.top-bar h1{color:#fff;margin:0;font-size:15px;font-weight:600}.top-bar h1 span{color:#ffffff73;margin-left:6px;font-size:13px;font-weight:400}.hero{grid-template-columns:1fr 1fr;min-height:100vh;display:grid}@media (width<=700px){.hero{grid-template-columns:1fr}}.result-side{background:#01214a;flex-direction:column;padding:2.5rem 2rem;display:flex;position:relative;overflow:hidden}.result-side:before{content:"";pointer-events:none;background:radial-gradient(at 20% 80%,#009fd32e 0%,#0000 60%);position:absolute;inset:0}.wheat-bg{opacity:.05;pointer-events:none;width:240px;height:240px;position:absolute;bottom:-40px;right:-40px}.form-side{background:#f7f8fa;flex-direction:column;padding:2.5rem 2rem;display:flex;overflow-y:auto}.step-dots{align-items:center;gap:6px;margin-bottom:2rem;display:flex}.sd{background:#dde0e5;border-radius:50%;width:8px;height:8px;transition:all .2s}.sd.active{background:#009fd3;border-radius:4px;width:24px}.sd.done{background:#01214a}.sd-label{color:#6f6f6f;margin-left:4px;font-size:12px}.form-q{color:#01214a;letter-spacing:-.4px;margin-bottom:6px;font-size:22px;font-weight:700}.form-sub{color:#6f6f6f;margin-bottom:1.5rem;font-size:13px;line-height:1.5}.choice-row{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:1.25rem;display:grid}.c-card{cursor:pointer;background:#fff;border:1.5px solid #dde0e5;border-radius:10px;align-items:center;gap:10px;padding:14px;transition:all .15s;display:flex}.c-card:hover{border-color:#009fd3}.c-card.active{background:#f0f9fe;border-color:#009fd3}.c-card .cc-ico{background:#f0f9fe;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:18px;display:flex}.c-card.active .cc-ico{background:#009fd3}.cc-label{color:#01214a;font-size:13px;font-weight:600}.cc-desc{color:#6f6f6f;margin-top:2px;font-size:11px}.fg{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:1.25rem;display:grid}.fg.single{grid-template-columns:1fr}.fg.triple{grid-template-columns:1fr 1fr 1fr}@media (width<=520px){.fg,.fg.triple{grid-template-columns:1fr}}.field{flex-direction:column;gap:4px;display:flex}.field label{color:#01214a;text-transform:uppercase;letter-spacing:.5px;font-size:11px;font-weight:700}.field input,.field select{color:#01214a;background:#fff;border:1.5px solid #dde0e5;border-radius:8px;width:100%;padding:10px 12px;font-family:Figtree,sans-serif;font-size:14px;transition:border .15s}.field input:focus,.field select:focus{border-color:#009fd3;outline:none;box-shadow:0 0 0 3px #009fd31a}.field input.invalid{border-color:#c44141}.field input::placeholder{color:#b0b5bd}.pre{position:relative}.pre span{color:#9aa0a8;pointer-events:none;font-size:14px;position:absolute;top:50%;left:11px;transform:translateY(-50%)}.pre input{padding-left:22px}.hint{color:#9aa0a8;margin-top:2px;font-size:10px}.val-msg{border-left:3px solid #0000;border-radius:8px;margin-top:6px;padding:9px 12px;font-size:12px;line-height:1.5;display:none}.val-msg.error{color:#8b0000;background:#fdf0f0;border-left-color:#c44141}.val-msg.warning{color:#7a6500;background:#fff8e0;border-left-color:#e6a800}.val-msg.show{display:block}.sl-wrap{margin-bottom:1.25rem}.sl-head{justify-content:space-between;margin-bottom:8px;display:flex}.sl-label{color:#01214a;text-transform:uppercase;letter-spacing:.5px;font-size:11px;font-weight:700}.sl-val{color:#009fd3;font-size:15px;font-weight:700}.sl-wrap input[type=range]{accent-color:#009fd3;width:100%}.sl-note{color:#9aa0a8;margin-top:4px;font-size:10px}.mode-toggle{background:#fff;border:1.5px solid #dde0e5;border-radius:10px;grid-template-columns:1fr 1fr;margin-bottom:1.5rem;display:grid;overflow:hidden}.mode-btn{color:#6f6f6f;cursor:pointer;text-align:center;background:0 0;border:none;padding:12px;font-family:Figtree,sans-serif;font-size:12px;font-weight:600;line-height:1.3;transition:all .15s}.mode-btn.active{color:#fff;background:#01214a}.mode-btn:first-child{border-right:1.5px solid #dde0e5}.pout-row{grid-template-columns:1fr 1fr;gap:8px;margin-bottom:1.5rem;display:grid}.p-card{cursor:pointer;text-align:center;background:#fff;border:1.5px solid #dde0e5;border-radius:10px;padding:11px 13px;transition:all .15s}.p-card:hover{border-color:#009fd3}.p-card.active{background:#f0f9fe;border-color:#009fd3}.p-card .pc-l{color:#01214a;font-size:13px;font-weight:600}.p-card .pc-s{color:#6f6f6f;margin-top:3px;font-size:11px}.spec-bar{background:#f0f9fe;border:1px solid #b8e4f7;border-radius:10px;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:1.25rem;padding:11px 14px;display:grid}.sb-item .sb-val{color:#009fd3;font-size:13px;font-weight:700}.sb-item .sb-lbl{color:#6f6f6f;text-transform:uppercase;letter-spacing:.4px;margin-top:2px;font-size:10px}.nav-row{border-top:1px solid #e8eaed;justify-content:space-between;align-items:center;margin-top:1.5rem;padding-top:1.25rem;display:flex}.btn-back{color:#6f6f6f;cursor:pointer;background:0 0;border:1.5px solid #dde0e5;border-radius:8px;padding:10px 18px;font-family:Figtree,sans-serif;font-size:13px;font-weight:600}.btn-next{color:#fff;cursor:pointer;background:#009fd3;border:none;border-radius:8px;padding:11px 28px;font-family:Figtree,sans-serif;font-size:14px;font-weight:700}.btn-next:hover{background:#0089b8}.btn-calc{color:#fff;cursor:pointer;background:#009fd3;border:none;border-radius:10px;width:100%;margin-top:.5rem;padding:14px;font-family:Figtree,sans-serif;font-size:15px;font-weight:700}.btn-calc:hover{background:#0089b8}.review-box{color:#01214a;background:#f0f9fe;border:1px solid #b8e4f7;border-radius:10px;margin-bottom:1rem;padding:1rem;font-size:13px;line-height:1.8}.rs-intro{z-index:1;flex-direction:column;justify-content:center;height:100%;display:flex;position:relative}.rs-eyebrow{text-transform:uppercase;letter-spacing:1.5px;color:#009fd3;margin-bottom:1rem;font-size:11px;font-weight:700}.rs-headline{color:#fff;letter-spacing:-1px;margin-bottom:1.25rem;font-size:clamp(26px,3.5vw,40px);font-weight:800;line-height:1.15}.rs-headline em{color:#009fd3;font-style:normal}.rs-desc{color:#ffffff8c;max-width:340px;margin-bottom:2rem;font-size:13px;line-height:1.6}.spec-pills{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:1.5rem;display:grid}.sp-pill{background:#ffffff0f;border:1px solid #ffffff1a;border-radius:10px;padding:12px 14px}.sp-pill .spv{color:#009fd3;font-size:18px;font-weight:700}.sp-pill .spl{color:#ffffff73;text-transform:uppercase;letter-spacing:.5px;margin-top:4px;font-size:10px}.purpose-box{color:#ffffffa6;background:#ffffff0f;border:1px solid #ffffff1f;border-radius:10px;padding:14px 16px;font-size:12px;line-height:1.6}.purpose-box strong{color:#fff;margin-bottom:4px;font-size:13px;display:block}.rs-results{z-index:1;flex-direction:column;display:none;position:relative;overflow-y:auto}.rs-results.show{display:flex}.rs-back{color:#ffffff80;cursor:pointer;text-align:left;background:0 0;border:none;margin-bottom:1.5rem;padding:0;font-family:Figtree,sans-serif;font-size:12px;font-weight:600}.rs-back:hover{color:#fff}.rs-product{text-transform:uppercase;letter-spacing:1px;color:#009fd3;margin-bottom:.75rem;font-size:10px;font-weight:700}.rs-income{margin-bottom:1.25rem}.ri-lbl{color:#ffffff80;margin-bottom:6px;font-size:12px}.ri-amt{color:#fff;letter-spacing:-2px;font-size:clamp(34px,5vw,50px);font-weight:800;line-height:1}.ri-sub{color:#ffffff73;margin-top:6px;font-size:11px}.rs-divider{background:#ffffff1a;height:1px;margin:1rem 0}.rs-stats{grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:1rem;display:grid}.rs-stat .rsl{color:#fff6;text-transform:uppercase;letter-spacing:.4px;margin-bottom:4px;font-size:10px}.rs-stat .rsv{color:#fff;font-size:14px;font-weight:600}.rsv.sky{color:#5dd4f5}.rsv.green{color:#4dcea2}.rsv.amber{color:#f7dc4c}.bonus-strip{color:#fffc;background:#009fd31f;border:1px solid #009fd340;border-radius:8px;margin-bottom:8px;padding:9px 13px;font-size:12px;line-height:1.5}.bonus-strip strong{color:#5dd4f5}.adl-strip{color:#fffc;background:#4dcea21a;border:1px solid #4dcea240;border-radius:8px;margin-bottom:8px;padding:9px 13px;font-size:12px;line-height:1.5}.adl-strip strong{color:#4dcea2}.locked-strip{color:#fffc;background:#f7dc4c1a;border:1px solid #f7dc4c40;border-radius:8px;margin-bottom:8px;padding:9px 13px;font-size:12px;line-height:1.5}.locked-strip strong{color:#f7dc4c}.agent-cta{text-align:center;background:#ffffff0f;border:1px solid #ffffff26;border-radius:10px;margin-top:8px;padding:14px 16px}.agent-cta p{color:#fff9;margin-bottom:10px;font-size:12px;line-height:1.5}.btn-agent{color:#fff;cursor:pointer;background:#009fd3;border:none;border-radius:7px;width:100%;padding:9px 20px;font-family:Figtree,sans-serif;font-size:12px;font-weight:700}.btn-agent:hover{background:#0089b8}.rr-side{background:#fff;padding:2rem;display:none;overflow-y:auto}.rr-side.show{display:block}.notices{margin-bottom:1rem}.notice{border-left:3px solid;border-radius:8px;margin-bottom:8px;padding:9px 12px;font-size:12px}.notice.unavail{color:#7a6500;background:#fff8e0;border-left-color:#e6a800}.notice.warn{color:#7a4000;background:#fff0e0;border-left-color:#f7dc4c}.notice.info{color:#005f8a;background:#f0f9fe;border-left-color:#009fd3}.notice.error{color:#8b0000;background:#fdf0f0;border-left-color:#c44141}.rr-head{justify-content:space-between;align-items:baseline;margin-bottom:10px;display:flex}.rr-head h3{color:#01214a;margin:0;font-size:15px;font-weight:700}.rr-link{color:#009fd3;cursor:pointer;background:0 0;border:none;padding:0;font-family:Figtree,sans-serif;font-size:12px}.sc-table{border-collapse:collapse;width:100%;margin-bottom:1.5rem;font-size:13px}.sc-table th{text-transform:uppercase;letter-spacing:.5px;color:#6f6f6f;text-align:left;white-space:nowrap;border-bottom:2px solid #eee;padding:8px 10px;font-size:10px;font-weight:700}.th-wrap{cursor:help;align-items:center;gap:4px;display:inline-flex;position:relative}.th-tip{color:#fff;z-index:99;white-space:normal;text-transform:none;letter-spacing:0;background:#01214a;border-radius:6px;width:220px;margin-top:4px;padding:8px 10px;font-size:11px;font-weight:400;line-height:1.5;display:none;position:absolute;top:100%;left:0}.th-wrap:hover .th-tip{display:block}.tip-icon{color:#6f6f6f;background:#dde0e5;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:13px;height:13px;font-size:9px;font-weight:700;display:inline-flex}.sc-table td{color:#01214a;vertical-align:middle;border-bottom:1px solid #f0f0f0;padding:8px 10px}.sc-table tr.hl td{background:#f0f9fe}.sc-table tr.hl td:first-child{border-left:3px solid #009fd3;padding-left:7px}.sc-table .dim{opacity:.4}.badge{color:#007aab;background:#e0f4fb;border-radius:4px;margin-left:4px;padding:2px 6px;font-size:10px;font-weight:700;display:inline-block}.defs-section{margin-bottom:1.5rem}.defs-toggle{cursor:pointer;color:#01214a;-webkit-user-select:none;user-select:none;background:#f7f9fb;border:1px solid #e8eaed;border-radius:8px;justify-content:space-between;align-items:center;padding:10px 14px;font-size:13px;font-weight:600;display:flex}.defs-toggle:hover{background:#f0f9fe}.defs-body{border:1px solid #e8eaed;border-top:none;border-radius:0 0 8px 8px;padding:12px 14px;display:none}.defs-body.open{display:block}.def-row{border-bottom:1px solid #f5f5f5;margin-bottom:10px;padding-bottom:10px}.def-row:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.def-term{color:#009fd3;margin-bottom:3px;font-size:12px;font-weight:700}.def-text{color:#6f6f6f;font-size:11px;line-height:1.5}.purpose-stmt{color:#01214a;background:#f0f9fe;border:1px solid #b8e4f7;border-radius:10px;margin-bottom:1.25rem;padding:14px 16px;font-size:12px;line-height:1.6}.purpose-stmt strong{color:#009fd3;margin-bottom:4px;font-size:13px;display:block}.income-locked{color:#01214a;background:#f0fff8;border:1px solid #00b3524d;border-left:3px solid #00b352;border-radius:8px;margin-bottom:1rem;padding:10px 14px;font-size:12px;line-height:1.5}.income-locked strong{color:#005c2f}.contact-section{text-align:center;background:#f7f9fb;border:1px solid #e8eaed;border-radius:10px;margin-bottom:1.5rem;padding:16px}.cs-title{color:#01214a;margin-bottom:4px;font-size:13px;font-weight:700}.cs-sub{color:#6f6f6f;margin-bottom:12px;font-size:12px;line-height:1.5}.cs-btn{color:#fff;cursor:pointer;background:#01214a;border:none;border-radius:8px;align-items:center;gap:6px;padding:10px 24px;font-family:Figtree,sans-serif;font-size:13px;font-weight:700;display:inline-flex}.cs-btn:hover{background:#002a5c}.disclaimer-section{color:#9aa0a8;border-top:1px solid #eee;padding-top:1rem;font-size:10px;line-height:1.6}.disclaimer-section a{color:#009fd3;text-decoration:none}.cta-row{grid-template-columns:1fr 1fr;gap:8px;margin-bottom:1rem;display:grid}.cta-p{cursor:pointer;color:#fff;background:#009fd3;border:none;border-radius:8px;padding:10px;font-family:Figtree,sans-serif;font-size:12px;font-weight:700}.cta-o{cursor:pointer;color:#01214a;background:#fff;border:1.5px solid #dde0e5;border-radius:8px;padding:10px;font-family:Figtree,sans-serif;font-size:12px;font-weight:700}.disclaimer{color:#9aa0a8;border-top:1px solid #eee;padding-top:1rem;font-size:10px;line-height:1.5}.contact-modal-box{background:#fff;border-radius:14px;width:100%;max-width:440px;margin:auto;padding:1.75rem;position:relative}.modal-overlay{z-index:999;background:#01214a8c;justify-content:center;align-items:flex-start;padding:40px 16px;display:none;position:fixed;inset:0;overflow-y:auto}.modal-overlay.open{display:flex}.modal-box{background:#fff;border-radius:14px;width:100%;max-width:560px;margin:auto;padding:1.75rem;position:relative}.modal-close{color:#6f6f6f;cursor:pointer;background:0 0;border:none;padding:0;font-size:20px;line-height:1;position:absolute;top:14px;right:16px}.modal-box h2{color:#01214a;margin-bottom:4px;font-size:17px;font-weight:700}.modal-sub{color:#6f6f6f;border-bottom:1px solid #eee;margin-bottom:1.25rem;padding-bottom:1rem;font-size:12px}.ms{margin-bottom:1rem}.ms h4{text-transform:uppercase;letter-spacing:.6px;color:#009fd3;margin-bottom:6px;font-size:11px;font-weight:700}.ms p{color:#01214a;font-size:13px;line-height:1.6}.formula{color:#01214a;background:#f5f6f8;border-left:3px solid #009fd3;border-radius:0 6px 6px 0;margin-top:6px;padding:8px 12px;font-family:monospace;font-size:12px;line-height:1.6}.mt{border-collapse:collapse;width:100%;margin-top:6px;font-size:12px}.mt th{text-align:left;color:#6f6f6f;border-bottom:1px solid #eee;padding:5px 8px;font-weight:600}.mt td{color:#01214a;border-bottom:1px solid #f5f5f5;padding:5px 8px}.mt td.v{color:#009fd3;font-weight:600}